Millennials, Meet Baby Boomers. Want To Swap?

Millennials, meet Baby Boomers. Lucky for Millennials, their foray into home ownership coincides with the retirement of their parents’ generation, Baby Boomers. Three-out-of-four individuals over the age of 65 are homeowners in California as of 2016, according to the...

Great Loan Program for Veteran Borrowers

VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment. As an approved...

The Importance of Homeowners Insurance

I would like to discuss homeowners insurance and how it can impact future buyers. Usually insurance is last on the list to be finalized.  Well….It’s not quite as easy to obtain as it used to be.  With California having its annual fire season, accompanied with copious...

Remote E-Closing

The future is here with Remote E-Closing.  The days of being bombarded with reams of paper at the closing table are over. Previous e-closings required either some in-person contact or a notary to e-sign closing documents via a shared tablet. Borrowers will FaceTime...

3 Ways and 1 Big Reason to Refinance a HELOC

3 Ways and 1 Big Reason to Refinance a HELOC If you or anyone you know had a Home Equity Line Of Credit or HELOC in the last 10 years then change is imminent.  Most borrowers are unaware of how much their payments will go up.  In some cases, payments have gone up as...